Navigating Adult Guardianship for Individuals with Disabilities in Wisconsin
Planning for the future of a loved one with disabilities is an emotional and complex journey. As a parent, caregiver, or advocate, you want to provide support while preserving as much independence as possible. But when an adult with disabilities is unable to make sound decisions about their personal care, finances, or overall well-being, legal guardianship may be necessary.
In Wisconsin, guardianship is a legal process where a court appoints a trusted individual to make decisions on behalf of an adult who cannot do so themselves. This is a big step, as it involves removing certain rights from the individual, which is why Wisconsin courts approach it cautiously. The goal is always to strike a balance—protecting those who need help while allowing for as much self-determination as possible. Understanding how guardianship works, the different types available, and what responsibilities come with it can help families make informed choices that best serve their loved ones.
What Is Guardianship and When Is It Needed?
Guardianship is intended for individuals who are unable to make responsible decisions due to a developmental disability, mental illness, brain injury, or other condition that affects their ability to manage daily life. It provides a legal framework for someone—often a family member or trusted individual—to step in and help with decisions related to personal care, healthcare, and finances.
The process is not something to take lightly. While it offers protection, it also means the individual loses certain rights. This process is why guardianship is often considered a last resort—Wisconsin courts will first explore whether there are less restrictive alternatives, such as a power of attorney or supported decision-making agreements, that could provide the necessary support without removing autonomy. If a loved one is unable to understand or sign legal documents like a power of attorney, or if they are making decisions that put their well-being at risk, guardianship may be the best path forward. However, it’s essential to know that this process isn’t one-size-fits-all—different types of guardianship exist, depending on the needs of the individual.
Understanding the Different Types of Guardianship
Not all guardianships are the same, and Wisconsin law offers several options based on the level of support needed. A guardian of the person makes decisions about the individual’s well-being. These decisions include healthcare choices, living arrangements, educational opportunities, and other aspects of daily life. This type of guardian ensures that the individual receives the care they need, whether approving medical treatments or coordinating supportive services.
On the other hand, a guardian of the estate manages financial matters, like paying bills, handling government benefits, managing bank accounts, or making investment decisions. While this role comes with a great deal of responsibility, it’s important to note that a guardian of the estate does not have unlimited control—they must act in the individual’s best interests and keep records of all financial transactions, often reporting back to the court.
For some individuals, limited guardianship might be more appropriate than full guardianship. In this arrangement, the court allows the individual to retain certain rights while the guardian assists in specific areas where help is needed. Limited guardianships are preferred, when possible, as they allow for greater independence.
In urgent situations, temporary or emergency guardianship may be granted if an individual is in immediate danger due to neglect, abuse, or financial exploitation. These are short-term solutions, typically lasting no more than 60 days, until a more permanent arrangement is determined.
How the Guardianship Process Works in Wisconsin
The legal process of establishing guardianship begins with filing a petition in the circuit court. This petition is typically submitted by a family member or another interested party, outlining why guardianship is needed.
A key part of the process is obtaining a medical evaluation from a licensed physician or psychologist. This evaluation helps the court determine whether the individual lacks the capacity to make decisions independently. The court also appoints a guardian ad litem (GAL)—a neutral attorney who investigates the case and makes recommendations based on what would be in the individual’s best interest.
During the court hearing, a judge reviews all evidence, including medical reports, testimony from family members, and the GAL’s findings. The individual in question has the right to be present at the hearing and to contest the guardianship if they wish. If the judge determines that guardianship is necessary, they will issue Letters of Guardianship, officially granting authority to the guardian.
Once guardianship is in place, the guardian must follow strict legal and ethical guidelines. Annual reports to the court may be required, detailing the ward’s health, finances, and overall well-being. The guardian is also responsible for making decisions prioritizing the individual’s best interests while supporting their independence as much as possible.
Responsibilities of a Guardian
Being a guardian is a significant commitment, requiring dedication, organization, and a deep sense of responsibility. The role extends far beyond making decisions—it involves advocating for the individual’s well-being, ensuring they have access to the right resources, and making choices that align with their best interests.
For those managing financial matters, careful record-keeping is a must. Guardians of the estate must track all income, expenses, and significant financial decisions, as they may need to report this information to the court. Mismanaging funds or failing to act in the ward’s best interests can result in legal consequences.
Meanwhile, a guardian of the person is responsible for ensuring the individual receives proper medical care, lives in a safe and supportive environment, and has opportunities for personal growth. While they have the authority to make these decisions, they must always consider what the individual would want and support their ability to make choices whenever possible.
Alternatives to Guardianship
Because guardianship removes certain rights, Wisconsin courts encourage families to consider less restrictive options first.
One alternative is a power of attorney (POA), which allows an individual to appoint someone they trust to make financial or healthcare decisions on their behalf. A power of attorney is a good option if the person still can understand and agree to such an arrangement.
Another option is supported decision-making agreements, where the individual retains decision-making power but receives assistance from trusted supporters in understanding and making choices, which can be an excellent middle ground for those who need guidance but can still participate in decision-making.
For financial management, a representative payee can be appointed to oversee Social Security or disability benefits, ensuring funds are used appropriately without requiring full guardianship.
Finding the Right Path for Your Loved One
Deciding whether to pursue guardianship is never easy, and it’s not a decision to make alone. Seeking professional guidance can help families understand their options, navigate the legal process, and ensure they are making the best choices for their loved one’s future.
As both a mother of a child with special needs and a financial advisor, I understand the weight of these decisions. Guardianship is more than just a legal process—it’s about protecting and supporting the people we love while ensuring they have the best quality of life possible. Explore Wisconsin’s Handbook of Adult Guardianship for more information.
At Four Leaf Financial Planning, we work with families to create strategies that safeguard financial security while considering the emotional and legal aspects of special needs planning.
If you’re facing questions about guardianship or other aspects of planning for a loved one with disabilities, let’s talk. You don’t have to navigate this alone.